• PayToo Direct
    Stop
    wasting money
    in payroll fees
  • PayToo Direct
    a paperless solution to
    Revolutionize
    Your Payroll Experience.
  • PayToo Direct
    Don't Have a Bank Account?
    No Problem
    Sign up for your PayToo Mobile Wallet Today
  • PayToo Direct
    How it Works...
    • Sign up for your PayToo direct deposit account
    • Provide your account to your payroll department
    • Get paid directly into your account
    • Use your cash instantly for whatever you need to
    NO FEES, NO HASSLE, SAVE TIME & MONEY

NO Fees

NO BANK ACCOUNT? OR HAVE ONE, BUT TIRED OF BANK FEES?

PayToo Direct is your solution!

Sign up for your PayToo account, fill out the Payroll form, Get your DIrect Deposit Account Number


And change your life and say goodbye to fees!

And even better, If using PayToo Direct, you can get access to a cash security advance from our network of Affiliated Lenders*.

*Restrictions may apply

PayToo is Different

PayToo Direct is the paperless solution that is revolutionizing your payroll experience. 

PayToo is committed to having the lowest fees in the market for consumers and to offer bill payment, Air Time top-up, on-demand virtual credit cards, Major Brands Gift Card. 

All Services can be used from the convenience of your own mobile phone. 

And if you dont have a Smart Phone, all it takes is a text message to take care of all of your finance needs!

Saving Time

PayToo Direct eliminates the need for additional expenses immediately while empowering your employees!

Once an account is setup with PayToo®, all of the employee paperwork can be printed right from the website! 

Make life easier with the best money-managing system in the industry! 

Save More than Payroll Fees

You no longer need a bank account to receive your Payroll


Say bye bye to cash-checking fees and thank you to PayToo to help you save money EVERYDAY!


Sign up for PayToo, get your DIrect Deposit account set up, and use PayToo for your daily needs.

Also, included with your PayToo Direct f3eature, you have access to over 250,000 locations giving you up to 50% discount

and 20% cash-back at selected merchants.


Now you can get more money for your money!

See What You Can Save