How it works...
Step One
Register
Sign-up with your mobile number and create a 6-digit code use to secure your future transaction
Step Two
Confirm
We will text you a code on your cellphone to validate on our website
Step Three
Tell Us
Tell us about yourself! Complete your profile and select your preferences
Step Four
Congratulations!
Your money is now mobile!
Receive your salary in your PayToo Mobile Wallet with our Direct Deposit feature. It’s easy and FREE!
Step One
Get Started!
Sign-up for a FREE PayToo Mobile Wallet and fill out the Payroll application form.
Step Two
When approved.
just print out the Direct Deposit Form to be found in your PayToo Wallet. It will include the routing and account numbers information for your employer deposit.
Step Three
That's It!
Just like that, receive your Paycheck with Direct Deposit in your PayToo Mobile Wallet. No more lines! No more check-cashing fees!
Step Four
No More Overdraft Fees!
After a few consecutive salary deposits, you will have access to our Network of Lenders ready to give you the Cash you need.
Establish your credit today!
Step One
Get Started!
Sign-up for a FREE PayToo Mobile Wallet.
Step Two
Enroll for PayToo Start
We provide everything you need to establish your credit, in an easy and quick process!
Step Three
Select the amount of your Secured Deposit
You will be charge a one-time $69.00 application fee which includes over $500 added value.
Step Four
Now, establish your credit easily!
Just use your secured line of credit for your expenses and pay your minimum monthly payment, that's it.
Make a deposit in your PayToo Mobile Wallet and Unleash its Power!
Step One
Go to PayToo.com!
Sign in to your PayToo Wallet.
Step Two
Look For Deposit
Then select the Deposit method you wish to use!
Step Three
When your Deposit option is selected
Just follow the menu and explanation, enter the amount you wish to deposit, validate with your 6-digit security code.
Step Four
And That's it!
And as soon as we get the notification of the Transaction, we will post your money into your Wallet.
Paying your bills has never been so easier!
Step One
Go to PayToo.com!
Sign in to your PayToo Wallet.
Step Two
Look For Bill Payment
Then select your biller into the available list!
Step Three
When your Biller is selected
Enter your customer number, enter the amount you wish to pay, validate with your 6-digit security code.
Step Four
And That's it!
You just paid your bill using your PayToo Wallet from your cellphone or computer.
Now Go Shopping using an Instant Gift Card issued on the Fly from your PayToo Wallet!
Step One
Get Started!
Sign-up for a FREE PayToo Mobile Wallet.
Step Two
Look for Gift Card in the left menu
Select your favorite Brand and enter the amount you wish to load to the Gift Card!
Step Three
Secure your Transaction
Using your 6-digit-code, and get the Gift Card issued instantly.
Step Four
Now, shopping has never been so easy!
Just use your Gift Card at the store location showing the bar code or online using the number.
Shop online securely with a Virtual Credit Card!
Step One
Get Started!
Sign up for a FREE PayToo Mobile Wallet.
Step Two
Look for Virtual Credit Card in the left menu
Select the amount you wish to load, be careful this card is not re-loadable!
Step Three
Secure using your 6-digit code
You will receive on your mobile phone your Virtual Card number with its CVV and validity date.
Step Four
Now, you can shop online securely!
Just use your Virtual Credit Card like any other Credit card or you can give it as a gift to whomever you want.
Get access to your cash anytime and anywhere with your PayToo Prepaid Card!
Step One
Go to PayToo.com!
Sign in to your PayToo Wallet.
Step Two
Look For PayToo Prepaid Card
Then order your Prepaid Card!
Step Three
When you receive it
Sign in to your PayToo Wallet and validate your Card. It is now ready to be used.
Step Four
Just make a Load!
You can now go to over one million ATMs worldwide or shop everywhere your Card is accepted.
How to Top Up Cell Phone
Step One
Get Started!
Sign in to your PayToo Mobile Wallet.
Step Two
Look for Top Up in the left menu
Select the country and enter the Cellphone number of the mobile you wish to recharge
Step Three
Select the amount of your recharge
Confirm your transaction by entering your 6-digit code and get your confirmation.
Step Four
The Mobile Phone is recharged!
With PayToo, you can recharge your own or your Friends' and Family's Mobile Phone anytime and anywhere.
How to Setup Your VOIP Account
Step One
Get Started!
Go to Apple Store or Play.Google.com.
Step Two
Look for the PayToo Voip Application
Download and install it into your Smartphone
Step Three
Enter your Wallet number and Password as requested
You can define how you want to use your Voip application by using the Menu Option.
Step Four
Now you are ready to make Free Calls to an other PayToo user!
With PayToo, you can talk for hours with Friends and Family anytime and anywhere for less or for FREE!.